Umbrella insurance is a supplemental insurance policy that boots the coverage of underlying policies and fills in gaps that other policies don't cover. Unlike homeowners or auto insurance, it doesn't protect one specific asset. Instead, umbrella insurance provides robust coverage for residents in Pennsylvania, Maryland, New York, New Jersey, Virginia, Washington DC and Delaware who want more protection than their main insurance policies afford.

There are two ways that umbrella insurance supplements underlying insurance policies. As mentioned above, it can both boost coverage that is included in underlying policies and provide coverage where other policies fall short.

We serve anyone in Pennsylvania, Maryland, New York, New Jersey, Virginia, Washington DC and Delaware who has significant assets may want to purchase an umbrella policy to increase their insurance limits. Umbrella policies may provide millions of dollars of coverage for only a small premium. Few other types of insurance have limits this high.

When used to fill in gaps left by underlying policies, umbrella insurance provides more comprehensive protection. Rather than extending your current limits, it fills in holes left by other policies to enhance your overall protection.

Although umbrella insurance is different from other types of insurance, you should still shop for it through an independent insurance agent. Only independent insurance agents are free to compare umbrella policies from every insurer in Pennsylvania, Maryland, New York, New Jersey, Virginia, Washington DC and Delaware and find you the best one.

To learn more about improving your insurance portfolio with umbrella insurance, contact us at Watlington & Cooper. Serving Randallstown, MD, umbrella insurance agents at our office will be happy to answer all of your questions and help you compare quotes for policies. Of course, we are all independent insurance agents. To speak with one of our agents, give us a call today.

Coming Soon..